Valentine’s Day can be a difficult time for a husband and wife. You’ve just spent a lot on everyone you know for Christmas presents. At the start of the New Year, your finances were on the list of goals for this year. Now, here comes Valentine’s Day, demanding you spend money on each other in the form of Valentine’s Day gifts. It’s really, really easy after years of being in a relationship to have a rational, logical conversation that goes something like this: Husband: Hey so, we’re supposed to not be spending too much this year. Wife: Yeah, I know. Husband: So what do you want to do about Valentine’s Day? Should we go out to dinner? How much do you want to spend on gifts? … More…